EASYPAY Finance is your:

Second Look Financing

Taking what we have learned through this experience, EasyPay Finance strives to consolidate the need for multiple lenders into one simple, affordable program that approves applicants and provides easy payment terms based on their good, challenged or poor credit history.

We understand that the last few years have been very difficult and many prospective customers do not qualify for traditional bank financing. To meet the unique needs of those with poor credit, EasyPay Finance utilizes both standard credit bureau reporting and non-traditional repayment indicators (e.g., how they have managed their bank accounts). The combination results in up to 80% of our customers being approved.

Our application process gets our customers approved instantly online without submitting paystubs or bank statements. Whether our customer has good, challenged or poor credit, we’ve got you covered.

EasyPay Highlights

  • $350 – $4,000 Approvals
  • 12 and 24 Month Terms
  • 90 Day Interest Rebate Promotion
  • Instant Online Approvals
  • No Paystubs or Bank Statements Required
  • Submit Applications Online
  • Same Day Funding


To qualify, individuals must earn at least $1,000 per month and have a checking account that is in good standing.

Customers with no bank checking account history may be required to provide paystubs and a recent bank statement.


Step 1: Customer’s application is submitted online, online applications are approved instantly and available 24 hours a day.
Step 2: Upon approval, merchant finalizes the consumer’s sales price, prints documents and consumer signs.
Step 3: EasyPay funds merchant within 24 hours of receiving the signed contract and bill of sale.

Apply Now